About Us
Three generations in insurance in California!
With over 40 years' experience in Health Insurance, our agency is dedicated to serving the needs of Silicon Valley small-to-medium size businesses, individuals and families. Primarily we offer group health plans for small to mid-sized employers. We work with several insurance carriers and providers, including but not limited to:
- Anthem Blue Cross™
- Aetna™
- Blue Shield of California™
- California Choice ™
- ChoiceBuilder™
- Delta Dental™
- EyeMed™
- Health Net™
- Kaiser Permanente™
- Met Life™
- Unum™
- VSP™
In 1974, our founder, Kirk Stoddard, CLU, LUTCF, started as a health insurance broker under his father Rolph Stoddard's agency in San Jose with Aetna. Rolph was a well respected leading Million Dollar Round Table producer for Aetna Life Insurance Co. in San Jose for over 40 years. Kirk's grandfather, Harry L. Stoddard, was a career marine underwriter for Aetna and claims adjuster based in San Francisco. In fact, in 1925, he was even elected President of the Marine Underwriters Association of San Francisco! Needless to say, insurance runs in the family for generations.
We proudly serve many small to mid-size employers. Our mission is to treat our clients like family and make our customer's buying experience as simple and painless as possible by offering either online enrollment or face-to-face meetings with each of their employees. We are licensed, bonded, insured, and we are also uniquely bilingual in Spanish!
Kirk also branched out in 1978 and became a Farmers Insurance Group™ agent so as to create a truly multi-line agency with the addition of products such as auto, home, life, commercial and workers compensation insurance.
Sue Stoddard, Kirk's wife, joined the agency as a licensed customer service rep in 1980. Licensed in health, life, property and casualty, she has serviced our agency's clients with great distinction and earned high marks for many years of client satisfaction and retention.
Eric Fusco joined the agency in 2015 as our in-house IT manager and Privacy Officer, to help us with our employer groups in the area of COBRA, HIPAA, ERISA compliance as well as payroll deduction calculations .
California Insurance License Numbers:
- 0435098 (Kirk Stoddard)
- 0K31210 (Sue Stoddard)
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